Credit Issues? Income Issues?

You Can Still Own a Home

the dream of home ownership is possible even if you don’t have the best credit rating

  • Do you have less-than-perfect credit?
  • Are you experiencing a period of reduced income?
  • Has a life event adversely affected your financial situation?
Young Family First Mortgage- The Home Mortgage Centre

Your credit rating is definitely an important consideration when applying for a home mortgage.The better your rating, the more options you’ll likely have, but having a less-than-great rating doesn’t necessarily mean that you won’t be able to realize your dream of home ownership.

If you are a stay-at-home parent, have unverifiable income or are self-employed, it can often be very difficult to find and secure home financing. If you’ve been turned down by your bank, what do you do? Where can you turn for a loan?

Family Days- The Home Mortgage Centre

Experienced in securing mortgages for people with poor credit.

The specialists at The Home Mortgage Centre have experience helping people with all types of credit backgrounds, and we are well acquainted with what it takes to secure financing in difficult situations.

The best way to find out where you stand is to speak with one of our professionals. We’ll discuss your financial situation and determine what the next steps are to getting you to your goal.

Unverifiable income? Let us find you a mortgage.

The Home Mortgage Centre is experienced in helping people like you with income issues or unverifiable income find financing options. We are in the business of making your dream of home ownership come true!

To get started, talk to one of our many professionals today. We will sit down with you to learn more about your current situation. Then, armed with that knowledge, we’ll shop your mortgage around to a variety of highly reputable Canadian lenders, and we have access to mortgage lenders that only work with Mortgage Specialists like us, so you’re going to get the largest possible selection of options to choose from by going through us.

Morning Coffee In Your Home- The Home Mortgage Centre
Family Time in Your Home- The Home Mortgage Centre

Denied a bank mortgage? Talk to us.

If you’ve been having problems getting a mortgage through traditional institutional means, you’re not alone, and there are options available to you. If you fall outside the borrowing guidelines of many lenders, you may be able to get the funds you need through a private mortgage.

A Home Mortgage Centre Specialist will talk with you about your unique situation and determine if a private mortgage makes sense for you. Then our staff will fully explore the financing options that are suitable for your needs.

Your First Mortgage- The Home Mortgage Centre
Your First Mortgage

It’s a big decision, you need the professionals. We’ll unlock the best mortgage for you.

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Mortgage Renewal- The Home Mortgage Centre
Renew Your Mortgage

It’s easy to renew your mortgage with us. Let our mortgage professionals unlock the best mortgage for you.

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Refinance Your Debt- The Home Mortgage Centre
Refinance Your Debt

We’ll help you refinance your home and unlock cash-flow with the the best mortgage for you.

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Second Mortgages and Home Equity Loans

Your home has equity that builds over time, and you can leverage that equity to take out a second mortgage on your property.

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Income and Credit Issues

Credit Issues? Income Issues? You Can Still Own a Home. You have dreams of owning your own home but don’t have the best credit rating—is home ownership possible?

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Get Pre-Approved for Your Mortgage Today!

St. John's Office

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Clarenville Office

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  • Annette Murphy

    Clarenville and Conception Bay North area

    Annette has been self-employed in the real estate and retail sectors for many years. From her experiences,...

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Springdale Office

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Get Pre-Approved for Your Mortgage Today!