Get Pre-Approved for Your Mortgage Today!

Let our mortgage professionals consolidate your debt.Feeling overwhelmed by credit card bills and other debt? If you're tired of sky-high interest rates that make debt reduction seem like an impossible dream, you may benefit from mortgage consolidation. The Home Mortgage Centre is here to help you unlock the best mortgage option to relieve your debt stress by lowering your interest rates and freeing up cash flow.

let our team of mortgage specialists get you on the path to debt freedom with a mortgage consolidation – we’ll unlock the best option for you

Family Time- The Home Mortgage Centre

You can save big with a debt consolidation mortgage.

You have access to much more capital than you may think. When you apply for mortgage refinancing at The Home Mortgage Centre, we can refinance up to 80% of the value of your property. You can use this to consolidate debt, lower monthly payments, and free up cash flow and disposable income.

Before you choose a debt consolidation mortgage, consider the following facts:

  • Changing your interest rate is possible. In fact, that’s the main reason homeowners with equity choose debt-consolidation.
  • Let our experienced mortgage professionals search unlock the best mortgage for your situation.
  • Doing your homework helps. Thoroughly evaluate your financial situation. Let our Accredited Mortgage Professionals provide you with the information you need to make the best possible suggestions and strategies before you make the final decision.
  • Establishing a budget is critical. We strive to provide long-term solutions. For this reason, our first step is helping you create a manageable budget that makes sense for your present, as well as future, needs.

Banks have only one option. Theirs.

At The Home Mortgage Centre, we believe in giving you choice by considering all of your options. We work with a high number of lenders, each with their own unique set of options. This gives us an unlimited arsenal of debt consolidation options to help you to unlock the best option for your debt-free future.

fund your home renovations by refinancing your mortgage – you can use up to 80% of your homes value

Free Up Cash for Renovations- The Home Mortgage Centre
Your First Mortgage- The Home Mortgage Centre
Your First Mortgage

It’s a big decision, you need the professionals. We’ll unlock the best mortgage for you.

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Mortgage Renewal- The Home Mortgage Centre
Renew Your Mortgage

It’s easy to renew your mortgage with us. Let our mortgage professionals unlock the best mortgage for you.

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Refinance Your Debt- The Home Mortgage Centre
Refinance Your Debt

We’ll help you refinance your home and unlock cash-flow with the the best mortgage for you.

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Second Mortgages and Home Equity Loans

Your home has equity that builds over time, and you can leverage that equity to take out a second mortgage on your property.

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Income and Credit Issues

Credit Issues? Income Issues? You Can Still Own a Home. You have dreams of owning your own home but don’t have the best credit rating—is home ownership possible?

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Get Pre-Approved for Your Mortgage Today!

St. John's Office

Get in touch by email.

    • Ian Murray

      St. John's

      Ian’s 40+ years in consumer mortgages and seven as Area Manager for a national mortgage insurance...

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    • Terry Short

      St. John's

      Terry has been active in the consumer lending industry for over 35 years and he has been in the...

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    • Madeline Power

      St. John's

      Madeline has been in the consumer banking and lending industry for almost 37 years, with over 18...

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    • David Hynes

      St. John's

      With almost 20 years’ experience in the mortgage industry, David is one of the most seasoned and...

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    • Kelly Murray

      St. John's

      Kelly began with The Home Mortgage Centre in 2002. Since then she progressed to become our Business...

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    • Glenn Kane

      St. John's

      Glenn has been active in the consumer lending and insurance industry for more than 40 years. His...

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    Clarenville Office

    Get in touch by email.

      • Annette Murphy

        Clarenville and Conception Bay North area

        Annette has been self-employed in the real estate and retail sectors for many years. From her experiences,...

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      Springdale Office

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        Get Pre-Approved for Your Mortgage Today!